Spot Trading

How to Use BNB for Trading Fee Discounts on Binance

2026-03-26 · 11 min read
How to save on Binance trading fees by paying with BNB
Don't have a Binance account yet? Sign Up Now | Download App

Every trade on Binance incurs a fee, but there's a simple way to save 25% — pay your trading fees with BNB (Binance Coin). For frequent traders, these savings add up significantly over time. Sign up on Binance and enable BNB fee deduction to start saving.

Cryptocurrency

How BNB Fee Deduction Works

Standard Fees

Binance's default spot trading fee rates are:

  • Maker (limit order): 0.1%
  • Taker (market order): 0.1%

For example, buying $1,000 USDT worth of Bitcoin costs $1 USDT in fees.

With BNB Fee Deduction

After enabling BNB fee deduction, you get a 25% discount:

  • Maker: 0.075%
  • Taker: 0.075%

The same $1,000 USDT Bitcoin purchase now costs only $0.75 USDT in fees — a saving of $0.25.

While the savings seem small per trade, if you trade multiple times daily, the monthly savings become substantial.

How to Enable BNB Fee Deduction

On the App

Step 1: Open the Binance App

Step 2: Tap the profile icon in the top left to access your profile

Step 3: Find "Fees" or "Trading Settings"

Step 4: Enable the "Use BNB to Pay Fees" option

Step 5: Confirm

That's it. Once enabled, the system automatically uses BNB from your account to pay trading fees.

On the Web

  1. Log in to the Binance website
  2. Click the profile icon in the top right > Dashboard
  3. Find the fee-related settings
  4. Enable BNB fee deduction

Download the Binance App to enable BNB fee deduction with one tap.

Prerequisites for BNB Fee Deduction

You Need BNB in Your Account

After enabling BNB fee deduction, your spot account must hold enough BNB to cover the fees. If your BNB balance is insufficient, the system automatically falls back to charging fees in the traded currency.

How to Get BNB

  1. Direct purchase: Buy on the BNB/USDT trading pair on Binance
  2. Convert: Swap other tokens for BNB using the Convert feature
  3. Small balance conversion: Convert various small balances ("dust") into BNB on the assets page

How Much BNB Do You Need?

You don't need much. Fees are deducted in real time per trade, so just keep a small amount on hand. For example, with a daily trading volume of $10,000 USDT, daily fees would be approximately $7.5 USDT — only a tiny amount of BNB.

Other Uses for BNB

BNB isn't just for fee discounts — it has many other applications:

Launchpad Eligibility

Binance frequently hosts new token sales (IEOs) through Launchpad. Participation typically requires holding a certain amount of BNB.

Community Voting

BNB holders can participate in Binance community voting events for new token listings.

BNB Chain Ecosystem

BNB is the native token of BNB Chain (formerly BSC), used for paying gas fees and participating in DeFi applications within the ecosystem.

Earn Rewards

BNB holdings can be deposited into Binance Earn for additional interest income.

Financial Data

Other Ways to Save on Fees

Increase Your VIP Level

Binance determines your VIP level based on your 30-day trading volume and BNB holdings. Higher VIP levels mean lower fee rates.

VIP Level 30-Day Volume Maker Fee Taker Fee
Regular < $1M 0.1% 0.1%
VIP 1 >= $1M 0.09% 0.1%
VIP 2 >= $5M 0.08% 0.1%

(Fee rates are for reference only — check the official website for the latest data)

Use Limit Orders

Maker (limit order) fees are typically lower than Taker (market order) fees. If you're not in a rush, limit orders save you money.

Choose Low-Fee Trading Pairs

Certain trading pairs (such as FDUSD pairs) may offer zero fees or reduced rates.

Use Referral Rebates

Users who register through referral links can receive fee rebates. If you haven't registered yet, look for a referral link with rebates.

Fee Calculation Example

For a monthly trading volume of $100,000 USDT:

Without BNB fee deduction:

  • Fees = $100,000 x 0.1% = $100 USDT

With BNB fee deduction (25% discount):

  • Fees = $100,000 x 0.075% = $75 USDT
  • Savings = $25 USDT/month = $300 USDT/year

Higher trading volumes mean even greater savings.

Sign up on Binance and enable BNB fee deduction to save every month.

FAQ

Does BNB deduction apply to futures trading fees?

BNB fee deduction primarily applies to spot trading fees. Futures trading fee discount rules may differ — check the latest official announcements.

What happens if I don't have BNB?

If your account has no BNB or insufficient BNB balance, fees are automatically deducted from the traded currency.

Does BNB price volatility affect the savings?

BNB is only used to pay fees — a small amount is deducted as needed. However, if BNB's price drops after you buy it, the BNB itself loses value. Since the amount used for fees is minimal, the impact is limited.

Can I disable BNB fee deduction after enabling it?

Yes, you can toggle it on and off at any time in the settings. Download the Binance App to flexibly manage your fee settings.

Safety Tips

  • You don't need to buy a lot of BNB for fee deduction — keep only a small amount
  • BNB, like all cryptocurrencies, carries price volatility risk
  • Regularly check your BNB balance to ensure it's sufficient for fee payments
  • Don't overtrade just to pursue fee discounts
  • Fees are only part of your trading costs — make decisions based on strategy, not fee savings

Start Using Binance Today

Sign up through our referral link and enjoy a lifetime trading fee discount